Summary of Frequently Asked Questions
In this article, we have compiled frequently asked questions about "Solo Concierge," a social insurance service that even sole proprietors can join!
▶Q1. Is Solo Concierge an illegal service?
⇒ In conclusion, it is not illegal. We provide services
in accordance with current Japanese law.
With Solo Concierge, by working '10 hours a month,' even sole proprietors can join social insurance!
▼ Click here for details
▶ Q2. I heard that sole proprietors cannot join social insurance, so why can I join through Solo Concierge?
⇒ By joining Solo Concierge, you are treated as an 'employee.' Therefore, you can join social insurance even while working as a sole proprietor.
Think of it like a sole proprietor working a part-time job and being able to join social insurance at that workplace.
⇒ For more details, click here
▶Q3. When I search, words like 'scam' or 'suspicious' appear. Why is that?
⇒ These are search terms entered by people who are initially looking to see if there is any 'suspicious information about Solo Concierge.'
That is likely why they appear as suggested keywords.
In reality, it is not a scam or an illegal service, so please rest assured!
▼ This is the kind of person I am
▶Q4. Are there any disadvantages or risks?
In conclusion, the following 6 disadvantages can be considered.
【Disadvantages and points to note when switching health insurance】
① You cannot join the National Pension Fund or the additional pension.
② The maximum contribution limit for iDeCo will decrease.
③ The social insurance premium deduction will decrease.
④ Those who have exemptions for national health insurance and pension may not see a cost reduction.
⑤ There is a possibility that you cannot join the Small Enterprise Mutual Relief.
⑥ The hassle of sales activities and bank transfer tasks will increase.
Also, since Solo Concierge hires you as an "employee" rather than an officer, there is almost no risk to consider.
If I had to point one out, it would be that if there is a legal amendment, you would need to go through the procedure to switch back to National Health Insurance, which could be troublesome.
▶Q5. Tell me how Solo Concierge works!
It is easy to understand if you watch the following video.
⇒ To register for the official LINE, click here
▶Q6. There are multiple similar services, and I don't understand the differences!
There is almost no difference in the purpose or content of any social insurance service.
However... there are two strengths unique to Solo Concierge, so let me introduce them briefly.
The first is that you join as an "employee" rather than an officer.
Usually, most social insurance services for sole proprietors are services where you join as an "officer".
However, what you might be concerned about at this time is the difference in risk between an officer and an employee, right?
In the case of an officer...
・Your name will be published online because it will be on the registry.
・Responsibility in the event of an emergency at the company.
・Denial of social insurance enrollment by the Pension Office.
You have to consider these kinds of risks.
The probability is low, but if you are going to join, you want to do it with low risk, right?
At our company, Solo Concierge, you join as an "employee," so you can join with almost zero risk.
You won't be on the registry, and denial from the Pension Office is almost impossible.
I think you can join with peace of mind in that regard ^^
The second is that there is a friend referral system.
If you refer a friend...
・The person referred receives 5,000 yen as a one-time payment.
・The person who referred them can receive 5,000 yen per person every month continuously
👌
Save on national health insurance premiums + increased coverage with Employees' Pension!
*Please note that the referral fee does not reduce the service fee, but is paid out as part of your salary.
▶Q7. Are there actually people who have joined Solo Concierge?
⇒ Yes, there are.
You can see this by looking at the reviews from our members!
▼ Part 1
▼ Part 2
▶Q8. How much will my future pension benefits increase by joining the Employees' Pension Insurance?
If you use Solo Concierge for one year, your future pension will increase by 5,787 yen per year.
Looking at it over a longer span...
・10 years of enrollment: 57,870 yen/year increase
・20 years of enrollment: 115,740 yen/year increase
・30 years of enrollment: 173,610 yen/year increase
By joining the Employees' Pension Insurance early, perhaps you can reduce some of your future anxieties^^
▶Q9. What is the simulation? How can I find out my National Health Insurance premiums?
This is the National Health Insurance premium reduction simulation site provided by our company, Solo Concierge.
⇒ The simulation site is here
Please see the following article for detailed instructions on how to use it!
If you have any questions, please feel free to contact us!
⇒ Contact us here
▶Q10. What will I do after joining?
⇒Although the introductory video mentions "reports," we have partially revised the job description as of February 2025.
It is now even less burdensome for everyone and utilizes your daily work experience.
Solo Concierge primarily provides management and labor consulting services to small and medium-sized business owners and sole proprietors, but we also produce and sell some content.
We would like you to engage in activities such as gathering information and conducting research for that content production.
▼Details are also explained in the following post.
Having said that, there is nothing difficult about it!
Once a month, you simply report information you have gained from your work to date, concerns you hear from colleagues or acquaintances, industry trends, and so on.
For example, there are question items such as "Please tell us about episodes of hardship you experienced as a small or medium-sized business owner or sole proprietor," so you can imagine it as answering those.
▶Q11. Will I be paid a salary?
⇒Yes, we will pay you a salary for your information gathering and research work.
(Paid to your designated account at the end of the month, for the following month)
We will transfer the payment every month to the account you entered at the time of application. At that time, we will deduct "health insurance premiums and employees' pension insurance premiums" before payment.
Therefore,the take-home pay will be around 5,000 to 5,500 yen.That is the general idea.
▶Q12. Will there be separate costs for joining or leaving?
⇒No, there will not.
We do not collect any fees other than the monthly membership fee of 49,500 yen.
▶Q13. For whom is it more cost-effective if they pay more than a certain amount in national health insurance premiums per month?
While it varies depending on your family structure and dependency status, specifically the following people are eligible.
Those who pay 44,000 yen or more per month for
National Health Insurance premiums + National Pension.
【If single】
People who pay 330,000 yen or more per year for National Health Insurance premiums alone
【If a couple】
People who pay 130,000 yen or more per year for National Health Insurance premiums alone
If you fall into these categories, Solo Concierge may be more cost-effective for you!
⇒Run a simulation in as little as 30 seconds!
⇒How to use the simulation
▶Q14. I can't quite visualize the payment process...
⇒ Subscribers pay a monthly membership fee of 49,500 yen to Solo Concierge.
The process involves Solo Concierge paying a salary of approximately 5,000 yen to the subscriber.
To use an analogy, it is like working as a personal trainer while attending a gym.
Attending a gym (paying membership fees)
Working as an instructor (receiving a salary)
Solo Concierge also incorporates a system like that ^_^
▶Q15. What is the payment method after joining?
⇒ We apologize for the inconvenience, but you will need to transfer the service fee every month.
▶Q16. I have already paid my National Health Insurance and pension in advance...
⇒ By following the appropriate procedures,there is a high possibility that the amount you paid in advance will be refunded.is.
We will check, so pleasecontact us for details ^^
▶Q17. I don't know how to complete the enrollment procedure...
⇒Please use this application form.
Please see the following for the procedure flow. ^^
▶Q18. When will my health insurance card arrive after I apply?
⇒It will arrive at your home approximately 3 weeks after you apply.
As soon as your insurance card arrives, please go to your local municipal office to complete the withdrawal procedure for the National Health Insurance.
Please feel free to ask if you have any questions. ^_^
▶Q19. What about my tax return?
We will provide you with a "Withholding Tax Statement" around January of the following year.
Please include that document when you file your tax return.
▼Click here for details
→We have also summarized this in detail in the latter half of this article!
▶Q20. What is the account title for the Solo Concierge service fee?
The monthly service fee can be recorded as an expense under "Commission Fees".
The basis for claiming it as an expense is that you are paying it as a consulting fee related to management and tax savings.
▶Q21. Can I withdraw immediately?
Yes.You can withdraw at any time.
With Solo Concierge, you can easily cancel by following two steps.
1. Inform the official LINE account of your intention to withdraw by the specified date of the month.
2. Return your health insurance card (eligibility confirmation document) after the withdrawal date.
Also, it would be helpful if you could notify us of your withdrawal by the end of the month prior to the month of withdrawal. For example, if you wish to withdraw starting in December, please notify us by the end of November.
▶Q21. Does having dependents increase the membership fee?
→No, it does not increase.
Even if you have dependents, the membership fee is a flat rate of 49,500 yen.
(The more dependents you have, the more cost-effective it becomes!)
▶Q22. Who is eligible for the birthday allowance?
The allowance is paid to the enrolled member themselves, and if you have enrolled your spouse as a dependent, we will also pay the allowance for your spouse's birthday.
▼Click here for details
▶Q23. When and how is the birthday allowance paid?
It will be added to your salary and transferred at the end of the month following your birth month.
For example,
・If you were born in July → 5,000 yen added to your salary at the end of August
・If your spouse was born in September → 5,000 yen added to your salary at the end of October
This is the general idea!
▶Q24. Can a receipt for the service fee be issued immediately?
Yes. It can be issued immediately in PDF format.
▶Q25. Is a free consultation necessary when joining Solo Concierge?
No, a free consultation for Solo Concierge is not 'mandatory'.
You can sign up directly from the website and join immediately!
→ Click here for the application page
▶Q26. I want to join, what should I do?
Once you enter your information into the enrollment form, we will proceed with the procedures immediately.
▶Q27. If I join Solo Concierge, can I receive a childbirth allowance?
Yes, if you are the person planning to give birth and are currently enrolled in Solo Concierge, you can receive it.
National Health Insurance (for sole proprietors) does not have a childbirth allowance, and this is a benefit specifically available because Solo Concierge allows you to join as an 'employee'.
However, since the amount is calculated based on the standard monthly remuneration, it will be less than that of a regular company employee because the remuneration is set lower (the estimate is around 120,000 yen for 98 days).
▼ Click here for details
▶Q28. If my husband is a member and I am his dependent, can I receive the allowance for my childbirth?
⇒ No, the childbirth allowance is not provided.
This is because the allowance is intended for the 'insured person' themselves, and dependents are not eligible. Note that the 500,000 yen childbirth and childcare lump-sum grant (family childbirth and childcare lump-sum grant) can be received even if a dependent wife gives birth.
Sole proprietors struggling with National Health Insurance premiums should definitely consider joining Solo Concierge.