The Back of My Mother Walking Wearily | Financial Education for Children
"Mommy, is your job fun?"
If you were asked that right now, what kind of expression would you have when you answered?
Hello, I'm Aoba, a financial planner in Niigata Prefecture with 18 years of experience and a former bank employee.🍀
Yesterday, I took my daughter to my workplace for the first time.
Even though she burst in crying "Mommy!" in the middle of the study session, I still truly feel that it was worth doing.
To put it simply, showing your children that "working is fun" is also a great form of financial education!
◾️A Saturday that was supposed to have 6 participants but ended up with 8
Yesterday, I held a study session on children's allowances at a shop called [My Base] in Uonuma City, Niigata Prefecture.
Since it's summer vacation, the theme was: why not take this opportunity to try out allowance education for your children?
Although the capacity was 6 people, 8 people ended up coming.
"Actually, I'm already using an allowance system, but this part isn't going well."
"I haven't started yet, so I'd like to try it from now on."
We all shared these thoughts, and it became a friendly and lively time precisely because it was a small group.
Moreover, yesterday was a rare Saturday session.
That's why many of the participants brought their husbands and children along.
The children played with their dads in the kids' area and became friends with each other, while the moms studied money in the meantime.
I thought this was absolutely wonderful.
The dads were making "study time" for the moms.
Just by doing that, the money in that household starts to move.
Since I hold tea parties and study sessions every month, the number of repeaters has been increasing recently, and the members were starting to become fixed.
But yesterday, there were many customers I hadn't seen in a while and many first-timers.
I'm really happy when there's a session like this once in a while!
◾️The "Mommy!" intrusion was within expectations
And one more thing.
Yesterday was the first time I brought my daughter to the venue.
Since it was held on a Saturday, my husband came along too. The three of us in the family went to the study session.
As expected, there were several interruptions during the study session.
She would come over shouting "Mommy!" or come over crying intensely, saying "Hold me!"
Well, that was within expectations.
The other participants were all moms too, and since the theme was financial education for children, everyone understood the situation.
But you know, what was good for me wasn't the interruptions.
It was being able to show my daughter what I look like when I'm working.
This is something I had wanted to do for a long, long time.
I felt like I had cleared one of my personal goals.
◾️Walking from the station to home with my head hanging low
That's because when I was a bank employee, I was the complete opposite.
Back then, work was incredibly painful and difficult.
This was when my daughter was still a baby.
I would get off the train at the nearest station and trudge all the way home, completely exhausted.
With my head hanging low, looking diagonally at the ground.
At those times, my parents would sometimes bring my daughter to the station, saying, "Let's go pick up Mommy."
We would run into each other on the way home several times.
Seeing me trudging along so miserably, my parents apparently felt heartbroken.
Of course, I wasn't walking like that inside the bank.
Even so, that figure of me on the way home... I don't think it was a side of me I wanted my daughter to see.
◾️Growing up is fun
But now, I enjoy my work so much that I can't get enough of it.
So yesterday, my daughter must have seen me like this:
"Mommy looks like she's having so much fun working." that is.
And I believe this is exactly what financial education is.
When people talk about financial education, it is often thought to mean teaching how to keep a pocket money ledger or how to save money.
But that is just the 'interior design' of a house.
Before that, there is a much more important 'foundation'.
The foundation is the sense of “How does money actually come to me?”
And for a child, the initial setting for 'working' is determined by the face of the adult closest to them.
Doing work that makes people happy is a very joyful thing.
Therefore, becoming an adult is a very joyful thing.
I felt that being able to show that to my daughter will undoubtedly lead to financial education.
My daughter turns five this month.
Since she doesn't require as much care as she did when she was a baby, I want to continue taking her with me whenever I can get my husband's approval.
I would be happy if I could create more opportunities to show her my mother working.
When you become an adult, many difficult things arise.
But doing work that society needs, being appreciated by everyone, and finding joy in it yourself.
I want to keep doing that kind of work, and I realized yesterday, through personal experience, just how precious it is to show my daughter that I am satisfied with my work.
◾️Summary | A working back is the earliest financial education
・Financial education starts with the foundation of 【Work is fun】 before learning how to keep a pocket money ledger.
・For a child, the initial setting for 'working' is determined by the face of the closest adult
・A father making time for a mother to study. Just that alone sets the household's finances in motion.
・Moving from a self that showed an exhausted back to a self that can show a happy back
I want to continue doing work that I can be proud of to my daughter.
It was a Saturday that made me feel that way!
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*****
Aoba | A mom who saved 25 million yen in 6 years of marriage. Niigata Prefecture, Financial Planner, 18 years of FP experience | Organizer of [FUN LIFE!! money school], a money school for moms with zero knowledge | Former bank employee / Over 2,300 consultations | Representative of LIFE Blooming LLC. I won't let moms say [I don't have money].
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