<section><p>Once you add a card to your PayPal wallet, we’ll automatically monitor for fraud 24/7 and work to prevent bad actors from using cards in your PayPal wallet. If we spot certain early warning signs, we’ll block the attempt, alert you in real-time, and share some details about the unusual activity. Early warning signs of fraud include: &nbsp; </p>
<ul>
    <li>Someone making an unusual attempt to add your card to their PayPal wallet  &nbsp;</li>
    <li>Someone using your card as part of a suspected “<a href="https://www.paypal.com/cshelp/article/help1109" target="_blank">carding attack</a>” at a PayPal merchant   &nbsp;</li>
</ul>

<p>Note that real-time alerts aren’t currently available for&nbsp;PayPal-branded credit and debit cards. You can feel confident, though - these cards can’t be added to another PayPal wallet and we’ll continue to monitor them and block any unusual activity.</p></section>

What is wallet monitoring? 

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PayPal's fraud monitoring system immediately detects and notifies users of suspicious activity, safeguarding against fraudulent transactions on added cards.

What is wallet monitoring?  | PayPal US

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If you're having an issue with a specific transaction - including payment(s) you don't recognise or suspect were unauthorized - please go through the online dispute resolution process in the Resolution Center. To open a dispute, please log into your PayPal account, select the relevant transaction and "Report a Problem." You will be asked to provide details.

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Further information regarding additional alternative dispute resolution bodies that you may be able to refer your complaint to can be found in the

Still not happy after Step 2? If you're not satisfied with our final response, you have the right to refer your complaint to an independent dispute resolution service:

We aim to offer you excellent customer service, but we may not get it right every time. If you're not satisfied with the outcome of your dispute or wish to submit a complaint for an issue that is not covered under the Resolution Center, please let us know and we'll do our best to fix things quickly and fairly.

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If you're not satisfied with the response or outcome of your complaint, you can escalate it to PayPal Europe's Head of Complaints Office (the contact details will be provided to you in the final response to your complaint).

The Head of Complaints Office will acknowledge your escalation and will aim to issue a response within 15 calendar days. This final response will explain the outcome of our review and, where applicable, your options for external escalation depending on the topic of your complaint.

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