Shoppers see a Pay Later offer
Show customers that you offer Pay Later with messaging that seamlessly integrates into your product and checkout pages to help covert browsers into buyers.
Installment Payments
A pay later provider customers prefer
Boost sales when you offer the flexibility of Pay in 4 and Pay Monthly1 to shoppers who prefer to pay with PayPal.2
91
%
91
%
higher average order value (AOV) than the standard PayPal AOV for enterprises.3
62
%
62
%
higher AOV than the standard PayPal AOV for small businesses.4
Connect with
high-potential shoppers
High repeat purchases
96% of PayPal Pay Later customers have made more than one purchase.5
High approval rates
90% of customers who apply for Pay Later are approved.6
High spend potential
Globally, the PayPal Pay Later average order value (AOV) is 81% higher than the standard PayPal AOV.7
Turn browsers into buyers
Show personalized messaging for Pay Later offers while your customers browse, shop, and check out. They’ll get a flexible way to pay. You’ll increase your sales.
Add dynamic messaging on your homepage and category pages to let visitors know they can enjoy now and pay over time.
Easy for your customers. Easy for you.
Pay Later effortlessly completes and complements your checkout stack, giving customers additional flexibility.
We’re already on these eCommerce platforms
It’s easy to add Pay Later messaging to your site. Connect your store and start selling.
Great for your customers.
And your bottom line.
For your business | Pay in 4 | Pay Monthly |
|---|---|---|
Payment in full at checkout | ||
Integration | Included with Online checkout | Included with Online checkout |
Seller Protection9 |
For your customers | Pay in 4 | Pay Monthly |
|---|---|---|
Purchase amount | from $30-$1,500 | $49 to $10,000 |
Number of payments | 4 interest-free payments | 3, 6, 12, or 24 payments |
Time between payments | First payment is due at the time of purchase with the remaining three automatically charged every two weeks. | Monthly, $0 due at time of purchase |
Consumer fees and interest | None | 9.99 – 35.99% APR based on the customer. Option to fund 0% APR campaigns for additional cost. |
Repayment method | Debit card, credit card, or bank account | Debit card or bank account |
Purchase Protection10 |
Pricing with no surprises
No monthly or setup fees. Only pay when you get paid.
4.90%
+ fixed fee per transaction
Standard rate for domestic transactions. Fees are subject to change.
Custom pricing
For established businesses that process a large volume of payments annually.
One platform. Many ways to get paid.
Frequently asked questions
Get smarter. Grow faster.
PayPal Open
One platform
for all business
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