Your "Subconscious" Determines Your Bank Balance!

The gap between rich and poor is widening globally, and factors such as the subconscious, economics, and psychology are at play behind this. Why is the wealth gap expanding so much? In this article, we will explain the behaviors and thought patterns that people who are poor in money or life tend to fall into and the behaviors and thought patterns practiced by the wealthy, while incorporating scientific evidence.

1. The Subconscious

Psychology suggests that the majority of our actions are governed by the "subconscious." The subconscious is the deep part of the mind that we cannot usually access, and the habits of thought and values imprinted there unconsciously determine how we spend money and our criteria for judgment. For example, if you are instilled with beliefs in childhood such as "money is dirty" or "money is earned by luck, not by effort,"
that framework will unconsciously constrain your actions throughout your life. As a result, you may shy away from opportunities to earn or fear making appropriate investments. On the other hand,
the wealthy hold the positive belief that "money is a tool to enrich people, and if used responsibly, it can expand one's life". This difference in the subconscious creates a significant gap in the accumulation of daily choices.

2. Knowledge Becomes the "Foundation of Thought Patterns"

A major factor separating the financially wealthy from those who are not is the "difference in knowledge." Financial literacy, in particular, serves as the foundation for most decisions. Poor people tend to be unable to escape the mindset that "money is meant to be spent as soon as it comes in," and they often rely on debt or installment payments. While this satisfies desires in the short term, it is
an act of accumulating losses in the long term. Conversely, the wealthy hold the perspective that "
money is a tool to increase assets." By learning about investments and the flow of the economy as a whole, they choose ways to use money that create long-term value rather than succumbing to short-term temptations. In other words, knowledge determines the "length of the time horizon" and the "quality of choices."

3. The Psychology of People Who Go Into Debt

In behavioral economics, there is a famous theory called the "tunneling effect." This is the phenomenon where "when people are preoccupied with poverty or problems, their field of vision narrows, and they can only make short-term choices." For example, people who are chasing debt repayments or daily living expenses are prone to falling into short-sighted judgments like "I just need to get through this moment." As a result, they fall into a vicious cycle of accumulating high-interest debt or buying cheap goods that end up costing more in the long run. In contrast, the wealthy always maintain a "

long-term perspective." Because they prioritize future returns over immediate costs, they do not choose based on cheapness alone, but consider added value such as "quality, background, and sustainability." While this difference may seem small at first glance, it manifests as a significant wealth gap when accumulated over many years.

4. What Do the Wealthy Focus On?

While poor people only look at their "own sphere of life" and are trapped by daily problems, the wealthy keep their antennas tuned to the flow of the entire world. They make decisions while maintaining a macro perspective, such as exchange rates, stock markets, international political movements, and technological evolution. This is not simply because they are experts. Because they make gathering information a daily habit, they naturally develop the thinking to grasp the "
big picture." And choices made in line with major trends become a "strong axis that is not swayed by immediate gains or losses," which ultimately leads to "increasing assets."

5. Self-Responsibility or Blaming Others?

Another major difference in thinking is "the locus of responsibility." Poor people tend to fall into the trap of "blaming the country, "blaming the environment," or "blaming parents," which is a form of "externalizing blame." Of course, social factors and inequality exist, but using them as an excuse will not change reality.
Conversely, wealthy people possess a sense of "everything is the result of my own choices," which is a sense of self-responsibility. Therefore, when they fail, they do not blame others but instead try to learn by asking, "what should I improve?." This mindset becomes the energy to continue learning and challenging oneself throughout life, further accelerating growth.

6. Environmental Factors

Human relationships are also a significant factor in widening inequality. There is even research in psychology suggesting that "people tend to approach the average annual income of those they associate with."
Poor people are often "swept away by their environment" and tend to be unable to escape communities with negative behavior or spending habits. Conversely, wealthy people consciously choose relationships that elevate them.
By interacting with peers who have goals, people who stimulate learning, and those who share their values, their own subconscious is rewritten.

7. What are the criteria for wealthy people's consumption?

Poor people tend to choose "whatever is cheap." However, shopping based on low price often ends up costing more in terms of quality and short lifespan.
Wealthy people choose based on "Is this really necessary for me?" and "What value lies behind this product or service?". They consciously choose items that last, things that improve the quality of their life, and things that have a positive impact on society and the environment. In other words, their consumption behavior itself is an "investment in the future."

💡 The cause of inequality was not just low income!

The gap between rich and poor cannot be explained simply by "high or low income"; behind it lie differences in subconscious, knowledge, and psychological thought patterns.
• Subconscious determines life choices
• Financial knowledge changes long-term behavior
• Whether one can escape short-sighted thinking due to the tunneling effect
• Information gathering and interest in the global economy
• Self-responsibility awareness and growth mindset
• Choice of human relationships
• Changing consumption criteria from "cheapness" to "value"
Such differences become a large gap over time, eventually appearing as "inequality."
Each of us can change the future with small choices made today.

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My bank balance changed significantly because I changed my subconscious. Therefore, for those who have set clear goals and want to achieve them, I will be providing approval-based support through my note membership from now on.

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🔮 Next time... The real reason why "you don't grow when you get older"

Even in dance, young people have amazing growth speed... "I'm too old." I'm sure many people think that way.
It is often said that in language learning, "the earlier, the better," but many people do not know that it is by no means just because of age.
Actually, the fact that there is no one to point things out to you when you become an adult is not just because of your age.
Next time, I will explain the reason for this, and how you can change your future even as you get older, while incorporating scientific evidence.
Look forward to the next installment!