Is SoFi stock oversold? - Verifying stock price trends after RSI drops below 30 using historical data

Currently, SoFi stock continues to decline. However, as confirmed in the recently announced earnings, the fundamentals are in excellent shape. There is a possibility that it will be included in the S&P 500 during Q1. (Even if Q1 does not happen, inclusion in the S&P 500 during 2026 is likely quite solid.)

Therefore, many people are likely looking for a good time to buy.

Recently, I verified the probability of which day after SoFi's earnings announcement the stock price tends to bottom out, based on statistical data from the past 10 quarters. This time, I have organized the following data in the hope that it will be helpful for your decision-making.

・Average stock price trend from after the earnings announcement to the 60th trading day for all past quarters
・Monthly win rate and average rate of return from January to December (based on month-end closing price comparisons)
・Stock price trends up to the 20th trading day after the RSI has fallen below 30 in the past
　*As of February 4, 2026, the RSI recorded a historical low of 22.7

[SoFi's Stock Price and RSI Trends]

Now, let's take a concrete look.