Know your enemy before you act. Future plans as a salaryman.

I am taketake, a salaryman saving investor!
Recently, while continuing to accumulate investment trusts, I have also been increasing the proportion of individual stocks and shareholder benefit investments.

Out of the several stocks I planned to buy, I have purchased one. I will summarize the details in the next article.

I will also create assets to withdraw using the 3% rule and build cash flow from dividends.

And, I am a salaryman.
My time is restricted, and I cannot control my salary, bonuses, or company evaluations.
Because the company has rules.

Usually. Usually, that is.

In this world, it is considered good to follow the rules, butthe strongest person is the one who makes the rules.
Then I should just make them myself.

This is an undeniable fact.
When you are investing in stocks, you feel this especially.

My company's evaluations are categorized from SS to S, A, B, and C. (Some parts have been changed from reality)

A is average and C is the lowest, and if you get a C evaluation for two consecutive years, you will be demoted.

And positions are divided into 8 levels from 1 to 8, with positions of level 5 and above being subject to demotion.

In other words,those below level 4 will not be demoted even if they get a C foreveris what it means.

At level 4, the annual income is about 6 million yen.
In other words, it is a group that can work comfortably without worrying about evaluations and earn a decent income.

If you enjoy saving money at a level 4 position and buy assets, and your salary increase from a C evaluation becomes an SS evaluation just by sleeping through dividend increases and additional purchases, and you add that to your dividends and your own bonus, it will be equivalent to a management-level salary.

Level 4 positions are not subject to demotion, but they have quite a bit of responsibility, so I thought it would be a good landing point to work nonchalantly at level 3, moving my body, and working on the side while thinking about exciting things and investments.

Even at level 3, the annual income for daytime work is about 5.2 million yen, and it caps out at 6 million yen.

You can create multiple sources of income and work with peace of mind to advance your career, or you can work nonchalantly.
Various options increase.

That person has a much higher salary even though they don't work nearly as hard as me!

If you are a salaryman, you must have heard or said this at least once. I used to say it too, haha.

This is a rule decided by the company, so there is nothing you can do even if you complain. It is a waste of energy.

Even though it is a meritocracy, seniority remains a deeply rooted system in Japanese companies.

If you know the company's personnel system and customize it yourself in addition to what the company controls, you will stop thinking about such things and spend your time in peace of mind.

Read the work rules carefully, know the limits of being a salaryman well, and by using frugality and asset management, a level 3 regular employee can obtain cash flow and asset formation greater than an 8th-level manager just by sleeping.

If you buy stocks with shareholder benefits, you will also receive things like mid-year and year-end gifts that are sent to managers' homes.

When you reach retirement age, they will stop coming suddenly, but
with shareholder benefits, they will continue to be sent even after retirement as long as they are not abolished.

At around level 3, there is no such thing as a high salary or anything like that.

Know your enemy, think for yourself, and act.

Don't let your work get the better of you.
Being a salaryman is also a loser's game.

See you later!