What are the key points of the Nenkin Teikibin (Pension Statement) sent at age 59?

The Nenkin Teikibin, which is sent in postcard format
during your birth month every year,
contains information on your enrollment period to date, estimated benefit amounts,
or your recent monthly enrollment status.

The statement is
not sent with the same content every year
until you start receiving benefits, but
at the milestone ages of
35,
45,
and 59,
it is sent in a sealed envelopeduring your birth month.

In particular, the statement
sent at age 59
contains the estimated amount of the old-age pension you can receive from age 65,
assuming your current enrollment conditions continue until age 60.

Therefore,
the statement you receive at age 59
notifies you of your pension benefit amount in a nearly finalized form.

Are there any errors in your enrollment history?

The reason enrollment history and payment status are included
in the statements sent at milestone ages
is to ensure there are no errors or omissions
in your entire enrollment history.

You should carefully check to ensure there are no discrepancies
with the benefit amount you are originally entitled to receive.

1. Are there any unpaid periods even though you paid National Pension premiums
or should have applied for an exemption?

2. Even though you were enrolled in the National Pension
since your student days, is it not reflected in your pension enrollment history?

3. Is the period you were enrolled in the National Pension as a dependent of your husband (or wife)
reflected correctly? (Limited to March 1986 or earlier)

4. For periods before April 1986,
is it correctly recorded as Category 3, even though you were a dependent of your husband (or wife)?

Additionally,
if you have an enrollment history in an Employees' Pension Fund,
please check if the substituted portion is properly recorded.

When checking your enrollment history,
people with frequent job changes should be especially careful.

You need to verify that there are no errors in your joining and leaving dates,
length of service, or company names.

Also, if you were a full-time homemaker (or househusband) for a period
and then returned to work,
check that your application as a Category 3 insured person is recorded.

If you check these records
and find any errors or omissions,
fill out the Pension Enrollment Record Response Form
enclosed in the envelope with your Nenkin Teikibin,
and return it promptly using the enclosed return envelope.

After the Japan Pension Service verifies the corrections
(which takes an average of 3 to 4 months),
a notice containing the results of the investigation
and confirmation of your pension enrollment records
will be sent to you.

After that,
the information will be integrated into your pension records.

Even if you notice omissions or errors at a later date,
remember that you can still have them corrected
by following the procedures at that time.

Let's learn about this together!