Three months into insurance sales. Is this really okay? The conflicts I've felt and my honest thoughts
Three months have passed since I started working in sales at a life insurance company.
Even in this short period, I have had various encounters and realizations.
At the same time, I have also had to face many of the "discomforts" and "doubts" within myself.
Today, I would like to write about those honest feelings.
I would be happy if this could encourage someone or provide some insight for those who are feeling the same way.
Insurance sales = helping people? Is that really true?
When I started this job, I wanted to "be useful to others."
I wanted to be someone people could rely on when they were in trouble. I wanted to deliver peace of mind for their lives. That was my desire.
But in reality, there are times when I suddenly stop and wonder.
Is this product really for the benefit of that person?
Is there any meaning in getting them to sign up by stoking their anxiety?
Will they end up feeling like they "lost out"...
I want to see the customer's smile, but I cannot feel confident in myself.
It is not rare for me to feel such frustration.
Discomfort with foreign currency-denominated insurance
To be honest, I am cautious about recommending products that involve exchange rate risks.
The market is very unstable due to the influence of tariff policies and other factors.
Furthermore, given the fee structure and high costs, I struggle with the question, "Is this really a plus for the customer?"
"What if I die..." vs. "How to live"
With advances in medicine, the "risk of living" has become greater now.
The longer you live, the more your worries about money increase.
That is precisely why I feel that "preparation for living" is more important than "what if I die."
For example...
How to compensate for a loss of income when you cannot work
How to maintain living expenses
Savings and asset formation with an eye toward old age and nursing care
I want to face these real financial anxieties more directly.
I want to be someone who conveys, not someone who sells
Instead of being bound by sales results or quotas, I want to be a "person who delivers a way of thinking."
I have started to think this way recently.
It would be great if there were an environment where busy young generations could feel free to consult via chat
It would be great if I could share "truly necessary ways to prepare" through social media and blogs
When parents have financial knowledge, their children's future also becomes richer. It would be wonderful to create such a cycle
My goals from here on
What I realized through the experience of insurance sales was,
"conveying is more suited to me than selling."
So from now on,
Convey knowledge about finance and daily life in my own words
Increase the number of people who can properly face their financial anxieties
Become a presence that supports from a neutral standpoint, not biased toward insurance
I intend to gradually give shape to such a vision.
Finally
Thank you for reading this far.
I am still learning and do not have the perfect answer.
But I do not want to pretend that the discomfort I felt never existed.
Insurance, investments, and savings should all be "means to protect someone's life."
I want to be a person who can think together with others about what is necessary and what is not.
And I want to move forward so that people can feel "I'm glad I consulted with you."