90% of Anxiety Might Be About Money. ──How My Mind Found Peace When My Financial Worries Decreased──

What is the true nature of anxiety?

“I’m worried about the future…”
“Will I be okay like this…?”

Everyone has moments where they feel that way, don't they?
But when you think about it calmly, many people might find that much of that “vague anxiety,” when boiled down, is related to “money.”

In fact, until a few years ago, I myself was in a state of:

That was my situation.

But now, “anxiety caused by money” is not as present as it used to be, and I have found “peace of mind” and time in my life.

This time, based on my own real-life experience, I will share how much life changes when financial anxiety decreases.

[Point 1] The true nature of anxiety was actually “money”

Why do people feel anxious?
There are many things we feel anxious about that we cannot see.
Health? The future? Family? Work? —Certainly, the factors vary from person to person and there are many of them.
But when you boil it down, isn't it often the case that “it would be solved if I had money”?

Thinking about it this way, I felt that financial security is the “foundation of the mind.” If you leave money worries alone,
a sense of unease will always linger somewhere in the back of your mind.

Even when going about your daily life, there is a feeling that something is holding you back.

There was a time when I also felt that “not having money = having no value as a person.”

However, the moment I actually started to understand the “flow” of money, my heart gradually felt lighter.

[Point 2] The trigger that helped me escape from financial anxiety

To solve money worries, the first important step was to “visualize the current situation.”

Not knowing the flow of money, not being able to see the flow of money. This was precisely

the “root of my anxiety.”

I started, very analog-style, by using a blank notebook to write down and grasp “what I am spending and how much.” At first, it was scary.


I also had the feeling of “not wanting to know the reality.”

As I started writing it all out, I realized, 'This too? And that too? Am I really spending this much money!?'

I still remember that time vividly; I was at the very bottom of despair...

But when you turn it into numbers and visualize it, you can 'organize' things surprisingly well.

First, let's tidy up the flow of your money and calm your mind as well.

This 'visualization' was the first step in reducing my anxiety.

Furthermore, once I had some breathing room, I started 'NISA installment investing.'
It started with 5,000 yen a month.
A year later, my 'savings + investments' exceeded 1 million yen.

More than the amount, the feeling that 'I am managing my own money' was significant.
Through this experience, my mindset shifted from 'feeling controlled by money to feeling like money is my ally'.

[Third] The reason why your peace of mind increases when financial anxiety decreases

This is a realization based on my own experience, but when you have financial breathing room, your mind becomes strangely calm.

For example,

When you don't have to worry about money, you create space in your mind.

That space restores your 'freedom of thought' and 'energy for action.'

Because I had more financial flexibility, I was able to:

I became able to think positively about my 'next step.'
In other words, reducing financial anxiety = organizing your life.

[Final Word] A step you can take starting today to reduce 'financial anxiety'

If you are feeling 'anxious about money' right now,
please start by trying these three things.

1️⃣ Visualize your current spending using a blank notebook or memo pad
2️⃣ Know the "minimum line for peace of mind" within your monthly living expenses
3️⃣ Once you have some breathing room, start "installment investing," even with a small amount

Financial anxiety is not something that is resolved all at once.
I myself wasn't able to change in just a few days either.

However, by taking the three steps of "knowing," "organizing," and "moving,"
the way you see money will gradually change.

The day will surely come when the landscape of your money and your future changes.

If financial anxiety decreases, peace of mind is born,
and that peace of mind leads to "proactivity" and "a sense of happiness."

💬 Finally, when you realize that
90% of anxiety might be about money, your life will begin to take a turn for the better, little by little.

Don't rush, don't compare, and go at your own pace.
Regaining financial security is the first step to obtaining "freedom of mind."

I would be happy if this could be a catalyst for you, the reader, to think, Let's start by taking one step from here.

Thank you for reading until the end.

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Comments are also very welcome! I would love to interact with many of you, so I look forward to it 😄