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《Personal Investment》 Regarding the "Tsumitate Investment Quota" and "Growth Investment Quota" of the New NISA.

Hello everyone.
Thank you for your hard work.
Thank you as always🍀.

I will explain the previous article in more detail👇.

This time, I will explain the "Tsumitate Investment Quota" and "Growth Investment Quota" within the new NISA.


Alright, let's keep that momentum going and explore even more amazing secrets about the "special sparkly wallet (new NISA)" we talked about before!

Actually, that sparkly wallet has two special rooms prepared for it, where money is grown differently.

They are the **"Tsumitate Investment Quota"** and **"Growth Investment Quota"**.

In both rooms,
you can rest assured because the profits (gains) generated within them are tax-free!


1. The room for steady growth: "Tsumitate Investment Quota"

The first room is the "Tsumitate Investment Quota".

This is like a **"magic steady piggy bank."**

  • How do you use it?

    1. It's like automatically dropping a set amount (e.g., 500 yen or 1000 yen) into this piggy bank on a fixed day every month (e.g., the day you get your allowance). With that money, it will automatically keep buying the **"assorted snack packs (investment trusts)"** we talked about before.

  • What can you buy?

    1. The "assorted snack packs" you can buy in this room are chosen from a special list selected by the government, which says, "These are easy to grow steadily and safely over a long period of time." That's why it's easy for beginners to start with peace of mind.

  • Who is it recommended for?

    1. It's perfect for people who think, "I want to grow money for the future, little by little every month, just like saving my allowance!" It's a room where you can steadily grow your money, just like leveling up in a game every day.


2. The room for challenging growth: "Growth Investment Quota"

The second room is the "Growth Investment Quota".

This one feels like an **"exciting adventure room"**!

  • How do you use it?

    1. In this room, you can grow your money more freely, using the amount you like at your own timing.

  • What can you buy?

    1. You can buy "assorted snack packs (investment trusts)" of course, and in addition to that, you can also buy stocks of specific companies you've chosen yourself, like saying, **"I love this company's games, so I want to be a supporter! (stock investment)."** The variety of products you can choose from increases significantly, so it's truly an adventure!

  • Who is this recommended for?

    1. This is the perfect room for a challenger like you who thinks, 'I've learned a bit more about money, so I want to choose the companies I want to support myself and grow my money even more!'


You can use both rooms together!

Amazing points❣

The truly amazing thing about the new NISA is that
you can use these two rooms at the same time!

For example, you can use them like this.

  • **'The room for steady growth'** allows you to grow a fixed amount every month like a savings account, building a solid foundation for your future.

  • And when you have a little extra money, like from New Year's gifts, you can use the **'room for challenging growth'** to buy stocks of companies you love and support them!

In this way, by skillfully using both the safe 'steady room' and the adventurous 'challenge room,' you can grow your money in a way that is more fun and suited to you.

It might be a good idea to start with the 'room for steady growth' first, and once you get used to it, take a peek at the 'room for challenging growth'!

This is also important knowledge that you can use when you become an adult to enrich your future. Please be sure to remember it!


That is what they say.

That is all.
Thank you for your cooperation φ(..) taking notes☘🍀.

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studio_maki🍀note.2025.4.17_φ(・_・☘ 応援いただき誠にありがとうございます。 これからもよろしくお願いします。

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