Why does the government insist on "work, join social insurance, and rely on pensions for old age" even though many companies seem unnecessary? A book to decode the mechanisms of society

Why does the government insist on "work, join social insurance, and rely on pensions for old age" even though many companies seem unnecessary?

A book to decode the mechanisms of society

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Introduction

The questions you are feeling are things that many people think about at least once.

* There are many companies that we wouldn't miss if they disappeared
* There are jobs that make no sense
* Doing unpleasant work and paying insurance premiums
* Being told it's for your old age
* Yet life doesn't get any easier

Then you think:

"Why is the system like this?"

In this book, I will not use emotional arguments, but rather break down the reasons as a social structure.
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Chapter 1: The government's top priority is "stability," not "happiness"

First, there is a major premise.

What the government prioritizes is not:

* The dreams of all citizens

* Freedom for everyone
* Happiness for everyone
Most countries prioritize ensuring that society does not collapse significantly.

In other words:

* Not becoming full of unemployed people

* Not having a surge in crime

* Maintaining tax revenue

* Keeping the medical system running
* Ensuring the elderly do not starve
This is stability.
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Chapter 2: The reason there are so many companies is to provide "employment safety nets"

Even in companies that seem unnecessary, people are working there.

If a large number of companies were to disappear all at once, it would lead to:

* Increased unemployment

* Decreased consumption
* Decreased tax revenue

* Unpaid rent

* Worsening public safety
* Explosion of political dissatisfaction
In other words, companies have not only the function of generating profit, but also the function of employing people.
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Chapter 3: Social insurance is both a "promise for old age" and a "source of funds for the present"
Social insurance is not just savings for the future.

The premiums collected now support:

* Current old-age pensions

* Medical expenses
* Disability pensions

* Survivor pensions

In other words, the working generation is keeping current society running.

That is why the government wants you to:

* Work

* Join the system
* Pay insurance premiums
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Chapter 4: Why does the government say "please work"?

If many people stop working:

* Taxes decrease

* Pension funding sources decrease

* Medical funding sources decrease

* Consumption drops
It becomes difficult to maintain the social security system.
Therefore, the system is designed to be more advantageous the more people work.

Examples:

* Employees' pension supplements

* Employer contributions

* Promotion of social insurance enrollment

* Employment support policies
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Chapter 5: Why do jobs that seem unnecessary not disappear?
There are three reasons.

1. They are necessary for someone. Even if they are unnecessary to you, they are necessary to someone else.

2. Vested interests and customs. Old industries, old contracts, and vested rights.

3. Unemployment problems if cut suddenly. Cutting based solely on efficiency would cause mass unemployment.

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Chapter 6: The government is not an ideal state, but a "huge adjustment mechanism"

Many people tend to think, "The government should be able to do things correctly and efficiently."
The reality is different.
The government is adjusting the interests of everyone:
* Young people

* The elderly

* Corporations

* Workers

* Rural areas

* Cities

* The wealthy

* Low-income earners

Therefore, it does not become a system of 100% rationality.

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Chapter 7: Is the pension being used as bait?

To put it harshly, there is an aspect that looks like that.

The message "If you work hard now, your old age will be secure" is also used as motivation to work.

However, the essence is not so much bait as it is an incentive for long-term social participation.

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Chapter 8: So how should an individual think about this?

This is important.

Just getting angry at the system won't change your life.
What an individual should look at is:
* What is the benefit of this system?
* What is the loss?
* Which way of working is advantageous for me?
* How to build assets other than pensions
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Chapter 9: Realistic survival strategies

1. Know the value of social insurance. Not just pensions, but also health insurance, injury and sickness benefits, and childbirth-related benefits.

2. Don't rely too much on a company. Skills, side jobs, investments.
3. Don't rely solely on pensions. NISA, savings, diversification of income sources.

4. Numbers over emotions. Look at monthly income, expenses, and asset totals.

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Chapter 10: Your sense of discomfort is normal

Many people feel uneasy but are swept along without thinking deeply.

You are thinking about:
* Why do we work?

* Why is the system like this?

* Who benefits?

That in itself has value.

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Conclusion

The reason the government created the system is not just to protect unnecessary companies, but to maintain employment, tax revenue, pensions, medical care, and social stability.

In other words, it is not designed for ideals, but to prevent collapse.

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What I want to convey at the end
The system does not guarantee your happiness.
The system exists to keep society as a whole running.

Therefore, for an individual, the strongest approach is to:

* Understand the system

* Utilize it

* Don't rely on it too much

* Build your own assets

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Summary in one sentence: The government does not create systems for you alone. Therefore, you have no choice but to create your own life strategy.