The reason I 'dared not write' about money, and what I realized from an official pick-up

[Report and Thank You]

The article I posted yesterday regarding NISA notifications was picked up by
note's official 'Money' category.

▼ Here is the article

To everyone who read it,
and to everyone who gave it a 'like' or a warm response,
I express my heartfelt gratitude.

Actually, until now, I have consciously avoided
posting about 'money' on note or social media.

Even though I work at a financial institution,
hold a securities salesperson qualification for my job,
and am in a position where I deal with the mechanics of the system every day.

Why did I refrain from posting in the money field?

The internet is overflowing with
information about investing, isn't it?

As someone involved in the practical side of things,
I didn't really feel the need
to join in that clamor myself.

There was a reason for that,
stemming from professional caution.

1. The weight of 'calculation logic' from 35 years ago still running today

I previously worked as an SE for a major electronics manufacturer,
involved in public and financial system development.

One of the systems I was in charge of at the time
was for calculating mortgage guarantee fees.

Among the customers who took out a long 35-year loan,
there are those who pay guarantee fees based on the 'calculation logic' I once built,
and who are still protecting their homes at this very moment.

Because I know the back end of systems as an engineer,
and I know that those 'numbers' are the foundation of someone's life,

I had a strong resistance
to lightly posting information about money.

2. Fear of 'words taking on a life of their own'

Another reason
is my caution regarding how information is received.

Even when I previously wrote an article about NISA procedures
based on information from the Financial Services Agency,

I was meticulous
even about the notation of 'tsumitate' (accumulation).

That is because

I know that "in the financial world, every word and every procedure is strictly defined."

It is not widely known to the general public, but

even for financial institution employees, due to strict rules such as the Financial Instruments and Exchange Act,

without the necessary qualifications, they cannot even tell a customer "how much their investment trust is currently worth."

Even if the numbers are visible right in front of them, and even if the employee has extensive personal investment experience.

Because I am in such a strict world,

I have had mixed feelings about the current situation where social media is overflowing with posts like

"I made money with NISA, so I recommend this stock."

I worried that careless posts might take on a life of their own and lead someone to make the wrong decision.

Considering those risks, the truth is that I have been very cautious about posting.

The surprise of finding value in "common sense" knowledge

What I wrote about this time was "how to read documents," which is almost routine for a practitioner.

Nevertheless, I received a response that exceeded my expectations.

"You saved me"

"This put my mind at ease"

I received such comments, and it was even picked up by the official note team.

I had a major realization here.

It is that "my daily routine" was a "difficult hurdle where users get stuck" for them.

Delivering "certainty" rather than "profit"

In this world,
there are many people who talk about 'how to make money'.

However,

how to interpret the documents you receive,
and on what grounds you should proceed with procedures.

Such

'a sense of security based on practical experience'

might be surprisingly rare
in the content being shared.

As an engineer, I know the inner workings of systems,
and currently, I hear firsthand voices in the financial field.

Because I have experienced both,
there are parts where I can be of service.

This recent event
made me realize that once again.

Regarding my future stance

Following this pick,

I am thinking of writing little by little
about 'money matters' in the future.

That said,

I have no intention of sharing flashy success stories
or recommending specific stocks.

・Busy people can grasp the facts in a short time
・Being able to make decisions based on evidence even in environments with limited information

And,

not being a 'person who sells things',
but being a 'person who provides good information' that serves as a basis for judgment

Without wavering from this core,

the 'truly necessary knowledge'
that becomes visible in the field,

I will continue to convey calmly.