Aren't you going to take control of your own life? Money is difficult....??

The value of money has decreased. Is saving money safe....?

Please look at the graph below.
This graph shows how much prices have changed, with 2020 as '100' (Consumer Price Index).

If you look at it, you can see that the prices of goods have been rising since the postwar period.
Comparing 1970 to 2024, it has risen nearly threefold.

This also means that 1,000 yen in 1970 is now worth one-third of what it was.
The value of money is one-third!!........

In other words, the value of money changes.
Depositing money in a bank account.Safe is what they say, right?
I think it is very safe in the short term.
However, even if you deposit it in a bank, the value of your money may decrease.

As time passes, the 'things you can buy' with the same amount of money will decrease.

The number representing money does not change. 100 yen will always be displayed as '100 yen'. However, the things you can buy with 100 yen are steadily decreasing.

For example, the generation of current university students' grandmothers lived in an era where 'you could build a house for 2,000 yen'.
But what you can do with 2,000 yen today is go to lunch, buy one book... it disappears in an instant.

Depositing in a bank. Saving money. Is that really enough....
Will you be able to protect your own money.....

Where should I start learning about money???

First, a question.

The answer is....

Income > Expenditure

That is all.It's obvious, isn't it?
However, if you spend money without thinking, you won't be able to protect it.
That is precisely why you need
ingenuity and studyto protect your own money.

Money study you can do right now

When you hear the phrase "money study," you might imagine difficult things like stocks, financial planning certifications, or bookkeeping.
But at first, it doesn't have to be anything that grand.

Even these small things are a proper form of "money study." You can do them right away.

Money talk might sound difficult, but money is something you use every day, and it is right there in your daily life.

Whether you are going to a convenience store, turning on the air conditioner, or going to a part-time job.

Things that change depending on whether you know them

There are many "systems that can save you tens of thousands of yen if you know them" and "mechanisms that will cost you if you don't" in the world.
Insurance, taxes, rent contracts... sometimes you end up paying extra money just because you don't know.

That is why it is reassuring to know even a little bit.
"Knowledge is a weapon." Why don't we study money together, little by little?

Finally

The value of money changes.
Compare the era 100 years ago when you could build a house for 2,000 yen with the era today where you spend 2,000 yen on lunch. It is obvious when you compare them.

That is why, why don't you think a little bit about "how to use it" and "how to prepare"?
It doesn't have to be perfect. Just by studying a little and thinking about money, you can change your life significantly.

やりたいことをやるために。
自分の人生を自分でコントロールするために。

Let's start studying money together.

Next time, savings, investment, and debt.
Is debt the best way to increase money???

*Note*
This article states my own thoughts regarding money. Please make your own decisions about what is important. I would be happy if you could consider this as just one opinion on money.

I am also studying, so if you have any corrections like "this part is wrong," I would be happy if you could contact me without hesitation. It would be very helpful.

Thank you for reading this far!! If this has become even a small trigger for you to think about money,

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References
Graph 1
Figure 1 Prices | Quick Guide | Long-term Labor Statistics in Graphs | The Japan Institute for Labour Policy and Training (JILPT) (Accessed 2025/09/21)