[Investment Research] In 2026, which domestic stocks should you actually buy?

1. Question: In the volatile market of 2026, what should I buy?

With predictions emerging that the Nikkei 225 will aim for 55,000 to 60,000 yen in 2026, and with accelerating inflation in mind, I am thinking of strengthening my holdings of individual stocks in addition to investment trusts.
However, with market volatility expected, it is not a case of just buying anything.

How should I steadily build assets while enriching my daily life?

With this question as my focus, I have thoroughly researched stocks that align with my investment strategy.

2. Consideration: A 'portfolio' strategy that combines stability and practical benefits

As a result of my research, I have arrived at an ideal structure that resembles a 'solid garden' where there is enjoyment on top of a firm foundation.

1. 'Foundation' stocks that serve as the base of the portfolio

First, the priority should be stocks that are resistant to economic fluctuations and provide stable profits.

• SoftBank (9434): In addition to a high dividend yield, it is powerful in terms of both income and practical benefits, such as the PayPay point rewards introduced from fiscal year 2026.

• NTT (9432): Can be invested in from an extremely small amount. The high effective yield, including d-point returns, is a major attraction for long-term investors.

• Mitsubishi HC Capital (8593): A track record of 25 consecutive years of dividend increases. A stabilizer for the portfolio that allows you to feel the 'growth of dividends' through long-term holding.

2. 'Practical benefit' stocks (shareholder perks) to overcome the inflationary phase

Next are stocks that counter rising prices and maintain quality of life. These directly reduce the burden of dining out and daily necessities in the form of 'perks'.

• Toridoll (Marugame Seimen): A bundle of 100-yen discount coupons usable within the group (from 3,000 yen worth for holding 100 shares)

• Nishimatsuya Chain: A prepaid card usable for shopping (from 1,000 yen worth for holding 100 shares)

• Takara Tomy: Discounts on their online store (up to 40%) and limited edition Tomica cars

• McDonald's: A set of free exchange tickets for burgers, sides, and drinks (6 sets per booklet)

3. Strategic purchasing method: Thorough use of limit orders

I see volatility (price fluctuations) increasing in 2026. That is precisely why I will thoroughly use 'limit orders' rather than 'market orders.' Preventing buying at high prices and calmly purchasing at the price I have decided upon—I have reaffirmed that this is the iron rule for increasing long-term win rates.

3. Conclusion: Investment roadmap for 2026

Following this research, I will build my portfolio for 2026 using a two-pronged approach: a 'stable dividend base' and 'practical benefits that support daily life'.

• Strengthening defenses with infrastructure and consecutive dividend-increasing stocks

  • Focusing on SoftBank, NTT, and Mitsubishi HC Capital to create an unwavering stream of income gains.

• Optimizing living costs through shareholder benefit stocks

  • Prioritizing selections from services I use regularly to offset the impact of inflation on household finances.

Without being swayed by market fluctuations, I will calmly set limit orders and steadily build up my assets. I am convinced that this disciplined approach is the surest route to achieving my target asset formation.