[Shareholder Perks] Revealing the 'Three Birds with One Stone' Method I Use for Shareholder Perks!
Thank you for always reading, this is Ta-te.
This is my first report on using 'shareholder perks' on my note.
Looking around the internet and social media, many investors write articles reporting on how they use their shareholder perks. However, in my case, it doesn't end with just 'eating a free meal using shareholder perks'.
Actually, behind the scenes of using these perks, I am also firmly enjoying two other powerful benefits.
Titled, the 'Ultimate Commuting Expense x Living Expense Hack' practiced by a salaryman investor. I will reveal all the logic behind the 'three birds with one stone' strategy I executed when I got off at JR Urawa Station.
💡 The 'Three Birds with One Stone' mechanism realized at JR Urawa Station
The strategy I executed on my way home from work around the end of May is a mechanism to collect the following three benefits simultaneously and through a completely 'orthodox method'.
Effectively use shareholder perks to make dinner cost '0 yen'
Commuting expenses are reimbursed at actual cost, so cleverly incorporate it into the route on the 'return trip' (way home) from work
Get off at a station where you can enjoy the benefits of 'split fare' and reduce fixed costs through an orthodox method
It would be counterproductive to go out of your way to use shareholder perks and end up paying extra for transportation. Hacking existing infrastructure like your daily commute route and optimizing your movement is the first step to a smart life.
🍜 This time's treasure stock: Fullcast Holdings
The company that provided the shareholder perks I used this time is as follows.
Company Name: Fullcast Holdings Co., Ltd. (Securities Code: 4848)
Holding Status: Holding 100 shares in the NISA growth investment quota, purchased at a stock price of 1,475 yen
Holding Period: Since I have held them since before the introduction of shareholder perks, I have held them continuously for over 1 year
Recent stock prices have been sluggish and continue to fall, but I am completely 'leaving them alone'.
I am not thinking of buying more for now, but I intend to continue holding them firmly while receiving the current dividends and enjoying the shareholder perks. Since my investment style focuses on income (dividends/perks), there is no need to be swayed by daily short-term price movements.
And the essential shareholder perk I receive from this company is the meal voucher for that 'Ramen Kagetsu Arashi'.
🗺 'Urawa Mission' just before the end of May deadline
The expiration date for this shareholder perk voucher is 'May 31, 2026'. Just before the deadline, I used my return trip from work to head to 'Ramen Kagetsu Arashi Urawa Nakacho Store'.
It takes about 10 minutes on foot from JR Urawa Station to the shop. It's a perfect distance for some light exercise to loosen up a body stiffened by desk work after a long day.
Now, why 'JR Urawa Station' and not some other station? This is where the second and third parts of my strategy come in.
If you're sharp, you might have already guessed, but JR has a system called "split ticketing". By intentionally purchasing tickets (fare tickets) in segments for specific sections, you can make the total fare several dozen to several hundred yen cheaper than buying a single through-ticket. It's a perfectly legal hack based on JR's fare regulations.
On my commute, JR Urawa Station is the exact hub station where I can fully enjoy the benefits of this split.
As a company employee, I get my transportation expenses reimbursed for the actual cost, so I just exit the ticket gate at JR Urawa Station on my way home. That's all there is to it.
By the way, in my case, split ticketing saves me 66 yen!
📈 Gritty 'systematization' builds the conviction to hold investments
Some people might think, 'Saving a few dozen yen is meaningless' or 'Getting off the train just for a perk is a hassle.'
However, I am convinced that 'correctly understanding the rules, systematizing your daily routine, and doggedly saving up your seed money' is the essence of asset management.
The confidence that comes from smartly controlling your daily living costs leads to a solid 'conviction' for long-term investing, even if the market crashes, because you know that 'with such a sturdy foundation for my life, this won't hurt at all.'
Tips for living life smartly aren't just in difficult textbooks; they are scattered across the train route maps you ride every day and the shops in your usual neighborhood.
Why not try looking for a 'treasure station' hidden along your own commute?
If you found this even a little relatable, I would greatly appreciate a 'Like' or a 'Follow'. Thank you very much for your support!
Thank you for reading until the end!
