[Deep Dive] 💰 Knowledge on Money, Savings, and Systems (Tue/Fri)

We have compiled the "articles on money, savings, and systems" published every Tuesday and Friday since April.

◆◆◆ Free Articles ◆◆◆

Part 1

10 realistic practical steps to create a "system" where money is saved automatically by abandoning "guts-based saving" that relies on daily endurance and willpower, and instead reviewing fixed costs like smartphone bills, insurance, and subscriptions.

Part 2

A practical guide explaining the mechanisms of "5 public support systems" that you must know and apply for yourself to protect your household budget during life milestones like hospitalization, retirement, or buying a home, along with preparations to act quickly when the time comes.

Part 3

A household budget improvement method that debunks the misconception that "you can't keep saving because your willpower is weak," and explains 7 behavioral rules (systems) to create a "state where money is automatically left over" without relying on willpower or endurance, such as advance savings, consolidating payment methods, and utilizing hold lists.

Part 4

A practical guide to minimizing out-of-pocket medical expenses by utilizing the Certificate of Maximum Amount Application and medical expense deductions, while explaining the mechanism of the High-Cost Medical Expense Benefit system where "the out-of-pocket amount varies depending on annual income," and the pitfalls of costs not covered by the system, such as the difference in hospital room charges.

Part 5

A household budget improvement guide for those who worry "I can't save money this month either," which visualizes "12 small, hard-to-notice leaks in spending" such as dormant subscriptions, ATM fees, and expired points that rarely appear in household account books, and proposes a system to stop them for sure.

Part 6

A practical procedure manual that organizes "when and in what order you should act within 1 month after retirement" by timeline and priority to prevent financial losses due to missed procedures for unemployment insurance, health insurance, pensions, and taxes that occur after retirement.

Part 7

A household management manual that defines "the reason household account books don't last is not a lack of willpower but a lack of a system," and practically explains "8 automation techniques" that allow money to be organized naturally while reducing the effort of recording and endurance to zero by utilizing account splitting, automatic app integration, and calendar reminders.

Part 8

A practical guide that organizes the timing and precautions for 7 money and exemption systems related to childbirth and childcare that you will lose out on if you do not apply for them yourself.

Part 9

Introducing the biggest secret to dramatically reducing food expenses in an easy-to-understand way; explaining a system to reliably use up all the 'inventory' in your refrigerator, rather than chasing after sales.