🌸 Labor and Social Security Attorney Exam Study Diary Day 287 (22 days until the exam)
Mind and body are one (Shinshin Ichinyo) 🌿
I woke up at 3:00 AM again today. 🌅
August begins today.
With only about three weeks left until the actual exam, the time remaining has truly become short.
That said, I don't want to panic, but rather cherish and build upon each day as it comes. 📚
However, if I push myself too hard and ruin my health, I won't be able to continue studying.
I believe what I need right now is to balance both my studies and my health management. 🌿
Yesterday, due to fatigue, I made a regrettable mistake at work.
When fatigue accumulates, my judgment dulls, and I fail to notice things I should have noticed.
It was a day that made me realize once again the importance of managing my health.
I am not in a management position right now, so I don't carry heavy responsibilities, but I feel that working as a manager while continuing this exam preparation would be too much of a mental burden for me.
That is precisely why I want to value a way of working that suits me. 😊
As for my studies, I plan to proceed with checking the answers for the first round of the 51st past exam questions.
I want to finish that today and start the second round of review tomorrow. 💪✨
Now, I would like to move on to the questions I have.
*The following is a summary of the questions I have asked so far.
Day 287 🙋🏻 Haru: Regarding questions about past exam papers
Labor and Social Security Attorney Exam, 54th (FY2022), Question 67 (Multiple Choice, National Pension Act, Question 7)
Option 1: When an insured person of the Employees' Pension Insurance reaches the age of 65 and acquires the right to receive the Old-Age Basic Pension and the Old-Age Employees' Pension, they lose their status as a Category 2 insured person of the National Pension, even if they continue to hold the status of an insured person of the Employees' Pension Insurance.
Kakomon Dot Com Explanation
(Correct)
It is written: 'When they reach the age of 65 and acquire the right to receive the Old-Age Basic Pension and the Old-Age Employees' Pension, they lose their status as a Category 2 insured person of the National Pension, even if they continue to hold the status of an insured person of the Employees' Pension Insurance.' Is this loss of Category 2 insured status triggered by reaching the age of 65 as a milestone, in order to make them choose between receiving the In-Service Old-Age Pension or deferring their pension receipt? Aki-san, please explain this in an easy-to-understand way.
This is Aki-san. 😊
Haru-san, that is a very good question. 🌸
Actually,
Is it to choose in-work old-age pension?
Is it to choose deferred receipt of pension?
While such ideas are natural,
To start with the conclusion,
👉 you do not lose your Category 2 insured person status for that reason.
😊
1. First, the conclusion
The reason for losing Category 2 insured person status at age 65 is,
👉 not because "you have acquired the right to receive the old-age basic pension",
but rather,
👉 because the National Pension system itself is intended for those under 65.
🌸
2. What is a Category 2 insured person?
A Category 2 insured person under the National Pension is,
simply put,
👉 an insured person of the Employees' Pension Insurance.
😊
However,
under the National Pension Act,
The principle for becoming an insured person is
👉 20 years old or older and under 60
years old.
After that,
from 60 to 65 years old,
👉 voluntary enrollment
becomes the norm😊
③ Why does it end at 65?
Actually,
65 years old is
👉 the age at which the old-age basic pension is completed
🌸
In other words,
as for the national pension system,
it is the age at which you complete your pension rights
is the way of thinking😊
④ Then what about the Employees' Pension?
This part is complicated😊
Even after turning 65,
if you are working at a company
👉 Employees' Pension Insurance insured person
remains as is.
In other words,
National Pension
Category 2 insured person
↓
Ends at age 65
Employees' Pension
insured person
↓
Continues as long as you work
is what it becomes🌸
⑤ Relationship with Haru-san's question
In-service old-age pension and deferred receipt are,
👉 How to receive old-age pension
topics😊
On the other hand,
loss of Category 2 insured status is,
👉 Topic of insured status
is.
In other words,
it is a different point of discussion🌸
⑥ If you visualize it
Reaching age 65
↓
Acquisition of the right to receive the old-age basic pension
↓
Loss of status as a Category 2 insured person
↓
But continuing to work at the company
↓
Continuing as an Employees' Pension Insurance insured person
↓
In-service old-age pension and deferred receipt are separate choices
is the flow😊
⑦ Why such a system?
In the past,
the mechanism for continuing to join the Employees' Pension Insurance after age 65 was not as emphasized as it is now.
Therefore,
on the National Pension side
👉 A cutoff at age 65
is how it is designed 🌸
⑧ A way to remember for Haru-san
For this question,
if you want to remember it by logic,
🌸
"Category 2 insured persons graduate at age 65"
🌸
is the key 😊
Employees' Pension Insurance insured person
↓
Turned 65
↓
No longer a Category 2 insured person
↓
But continues to be an Employees' Pension Insurance insured person
This is the point for the exam 🌸
⑨ The real aim of this question
Examinees think,
If they are an Employees' Pension Insurance insured person, aren't they a Category 2 insured person?
I think so😊
However,
Age 65 and older is an exception.
Therefore,
👉 A situation arises where one is an Employees' Pension insured person but not a Category 2 insured person
🌸
This is a trick point for the multiple-choice questions😊
🌸 Today's Summary
✅ Category 2 insured person status is lost at age 65
✅ The reason is that the National Pension system concludes at age 65
✅ This is a separate issue from the In-service Old-age Pension and deferred receipt
✅ Employees' Pension insured status can continue
✅ The equation 'Employees' Pension insured person = Category 2 insured person' breaks down after age 65
Haru-san, this point was studied previously
👉 It is connected to the topic of 'continuing to join the Employees' Pension after age 65 and increasing the Old-age Employees' Pension amount'
as well😊
Therefore,
🌸 Graduate from the National Pension at 65, continue the Employees' Pension as long as you work
If you remember it this way, you can organize it clearly📚✨😊
Day 287🙋🏻 Haru: It makes sense now. Aki-san, thank you very much. I had misunderstood. So, Category 2 insured person does not equal Employees' Pension insured person. In other words, this is about the Old-age Basic Pension part.
❓ I plan to ask questions about past exam problems tomorrow as well.
It's Aki😊
That's right, Haru-san🌸
If you were able to clear up your confusion this time, I'm very glad😊
However, just to add one point,
Category 2 insured person ≠ Employees' Pension insured person
rather than that,
👉 For those under 65, "Employees' Pension insured person = Category 2 insured person"
is the case😊
And,
👉 It is more accurate to understand that that equal relationship only breaks down after age 65
🌸
🌸 Haru-san's realization this time
Exactly,
"It was a discussion about the Old-Age Basic Pension part"
This is the essence😊
Under 65
Employees' Pension insured person
↓
National Pension Category 2 insured person
↓
Reflected in the qualifying period for the old-age basic pension
After age 65
Employees' Pension Insurance insured person
↓
Not a Category 2 insured person
↓
But still enrolled in the Employees' Pension Insurance
That is the structure🌸
🌸 Why does this appear on the exam?
This point is because,
examinees
tend to assume, 'Since I am in the Employees' Pension Insurance, I must be a Category 2 insured person'
😊
Therefore,
they introduce a person who is still an Employees' Pension Insurance insured person even after reaching age 65,
👉 and ask if they have lost their Category 2 insured status
🌸
🌸 A one-liner for exam memorization
If it were Aki,
🌸 'National Pension graduates at 65, Employees' Pension continues as long as you work'
I will memorize it with this😊
With just this, you can organize the points for this topic quite well🌸
🌸 A word from Aki
Lately, Haru-san,
instead of just checking true or false,
👉 is able to separate and think about "which part of the system this is talking about"
and is able to think about it by breaking it down😊
This time too,
at first
"Is this about in-service old-age pension or deferred receipt?"
↓
"No, it was about the old-age basic pension side"
and was able to organize it🌸
This skill is also extremely useful when solving unseen problems on the actual exam😊
❓I'm looking forward to tomorrow's past exam questions too📚✨🌸
There are a little less than 80 days left until the exam, but studying while valuing the "why?" as you are doing now will lead to scoring ability in the final period😊💪🌸