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The True Value of Stablecoins Is Not the 'Coin'—The Future of Financial Infrastructure Targeted by WeFi, Deone, and STBL

Stablecoins are no longer just crypto assets; they are beginning to become financial infrastructure itself.

What is important now is not just which stablecoin will win, but how to connect them to existing banking, card, and payment systems.

That is the key part.

And what WeFi is aiming for is,

'having people hold the stablecoin itself'

rather than,

'the part that connects on-chain assets to existing payment infrastructure like Visa.'

That is it.

Let's organize these facts in order and clarify them.


1. Stablecoins are beginning to shift from 'speculation' to 'payment'

Are stablecoins really starting to become 'money that is used'?
Aren't they just being used by a few enthusiasts?

To see that change, the figures for June 2026 are very easy to understand.

Because,

the 'amount existing in the market' decreased.

Yet,

the 'amount actually moved' reached an all-time high.

June 2026

Stablecoin market capitalization
approximately $312 billion

However, for the month, it
decreased by approximately $7.7 billion.

This is the largest monthly decrease since May 2022.

However, on the other hand,

the adjusted transaction volume was
$1.79 trillion

Up from 1.10 trillion dollars the previous month
+63%

A year-on-year increase of
+125%

Furthermore,

It also broke the previous record of
1.78 trillion dollars set in February 2026.

In short, what is happening?

Market capitalization
approximately 312 billion dollars

monthly -7.7 billion dollars

And yet,

Adjusted transaction volume
1.79 trillion dollars

all-time high

That is what it means.

This point is extremely important.

"Because the supply of stablecoins increased, the transaction volume also increased"

is not the case.

Quite the opposite.

The total amount of stablecoins existing in the market has decreased.

Even so,

the value actually moved using stablecoins has reached an all-time high.

In other words,

"the number of people holding them has increased"

is not the only factor,

"the stablecoins that already exist are being used more actively"

That is what it means.

Moreover, this figure of $1.79 trillion is not just simple on-chain transaction volume.

Visa and Allium data use 'adjusted transaction volume,' which accounts for bot activity and internal exchange fund movements to better reflect actual economic usage.

In other words, it is moving from

'something held for speculation'

to

'something used to actually transfer value.'

This is one of the very strong figures indicating that the role of stablecoins is beginning to change.

The point to understand here is the fact that growth is not just about an increase in market size.

It is not about 'how much is held,' but rather

'how much is actually being used.'

The figures for June 2026

clearly illustrate the process of stablecoins transitioning from 'crypto assets' to 'financial infrastructure.'

Source:

https://www.coindesk.com/business/2026/07/06/circle-s-usdc-is-leaving-tether-behind-in-the-stablecoin-volume-race

https://blockport.io/latest-news/record-stablecoin-transfers-surge-crypto-cash-reserves-shrink/


2. What should we look at to determine true 'payment adoption'?

So, what needs to happen for us to say they have truly become payment infrastructure?

For example:

- Companies using them to pay suppliers

- Using them for payroll

- Stores settling sales

- Being used regardless of whether the price of Bitcoin is rising or falling

This is the state we are looking for.

In other words,

it is not about being used because the crypto market is booming,

but rather,

when it becomes integrated into normal economic activities and used regardless of market conditions.

That is when it happens.

This is what true adoption means.

The perspective needed to understand WeFi is not,

'What will the price of BTC be?'

but rather,

in corporate activities and daily life,

'Are payments being made normally every month, every week, and every day?'

That is the point.

And,

if that continues regardless of whether the market is bullish or bearish,

it can be determined that 'stablecoins have become a payment infrastructure.'

That is what it means.


③ So, just because transaction volume has increased, does that mean it is truly being used?

This leads to the next question.

Even if 1 trillion dollars moves on the blockchain,

is that

Whether it is '1 trillion dollars paid by a company to a supplier'

or

'1 trillion dollars moved between DeFi protocols by bots'

is something that

cannot be determined from blockchain transaction history alone.

Therefore,

'increased transaction volume equals real-world adoption'

is not a conclusion we draw.


4. How to distinguish genuine payment usage

The point here is

not the 'transaction itself,' but

'the patterns surrounding those transactions.'

For example,

For example,

- Repeated transfers to the same counterparty

- Regular salary payments

- Payments based on invoices

- In-store purchases

- Integration with card payments

- Repeated fund movements between fiat currencies

and so on.

In other words,

rather than a single massive movement of money,

'the same person or company using it for the same purpose repeatedly'

is more important.

WeFi CEO Maxim also identifies the strongest sign of adoption as

'the same users or companies repeating the same types of payments'

he says.

This is because,

unless it is a truly convenient payment method, people will not make it a daily habit.


5. The biggest problem is 'where it can be used'


The next question is,

'What is the biggest obstacle for general consumers in using stablecoins?'

is it.

Maxim's answer is,

'Acceptance'

is it.

In other words,

even if someone has stablecoins,

if the other party cannot accept them, it does not function as a payment method.

For example, from the merchant's perspective,

even if they are told,

'Please accept stablecoins,'

there are issues such as:

• Not wanting to hold tokens

• Not wanting to change accounting processes

• Not wanting to complicate tax processing

• Not wanting to change the way funds are deposited into their existing bank accounts

Merchants do not necessarily

'want to use crypto assets.'

Simply put,

they just want

'the sales revenue to enter their accounts in the currency they normally use.'

This is the point.

This is extremely important.


⑥ Therefore, WeFi is not moving in the direction of 'making merchants hold stablecoins'

This is where WeFi's position comes in.

With WeFi,

the user side holds an on-chain balance.

Use that balance anywhere Visa is accepted.

The merchant processes it as a standard card payment.

This is the model we are aiming for.

In other words,

User:

'I am using on-chain assets like stablecoins.'

Merchant:

'I am receiving a standard card payment.'

WeFi connects these two sides.

We do not ask the merchant to,

'Please accept cryptocurrency.'

Therefore, there is no need to significantly change the merchant's payment system.

WeFi's philosophy is,

That is the approach.

'To popularize stablecoins, it is faster to connect to existing payment infrastructure than to make merchants understand cryptocurrency.'

That is the approach.


⑦ Regarding yield-bearing stablecoins and payment stablecoins

The next question is,

'Is the difference between regulated stablecoins and yield-bearing stablecoins temporary, or will it persist in the future?'

That is the story.

WeFi believes that

this difference will persist in the future.

The reason is simple,

because 'payment' and 'savings' have different purposes.

For example, the money you use daily and the money you invest for the long term have different roles to begin with.

Even when using a bank,

money you use immediately for living expenses

and

money you set aside for fixed deposits or investments

are separate, right?

The idea is that it is the same thing.

And this is where the existence of the GENIUS Act becomes important.

What is the GENIUS Act? The so-called GENIUS Act is an abbreviation for the 'Guiding and Establishing National Innovation for U.S. Stablecoins Act.' Simply put, it is a law for the United States to incorporate stablecoins into the system not as 'mere crypto assets,' but as 'regulated digital money for payments.' This law requires issuers of payment stablecoins to: - Hold reserve assets on a 1-to-1 basis against the issuance amount in principle - Compose reserves with recognized, highly liquid assets such as U.S. dollars or short-term U.S. Treasury bonds - Disclose redemption policies - Disclose the contents of reserve assets monthly. In other words, the U.S. government has clearly steered toward 'allowing stablecoins to be used within the U.S. financial system if certain rules are followed,' rather than 'leaving companies that issue stablecoins outside the financial system.'






























The President Signed into Law S. 1582 – The White House


The GENIUS Act prohibits issuers of regulated 'payment stablecoins' from paying interest or yields to holders solely for the reason that they hold the stablecoin.

In other words, under the system,

'stablecoins for payment'
and
'financial products for earning yield'

are moving in a direction where their roles will be clearly separated.

This is the same in the current financial system.

For example, when you receive your salary, you keep the money you will use soon, such as for rent and food expenses, in your bank account.

You allocate surplus funds that you will not use immediately to fixed deposits or investments.

Even with the same money, we naturally think of 'money to spend' and 'money to grow' separately.

In other words, even with the same digital dollar, the place where it is kept differs depending on the purpose.

And there is a protocol that is attempting to implement this structure of separating 'principal' and 'yield' from the start on the blockchain.

That is STBL.

STBL is based on yield-generating assets such as RWA, and

USST = Principal/Liquidity

YLD = Yield

It adopts a design that separates Principal and Yield in the form of: (docs.stbl.com)

In short,

Assets such as RWA

Principal portion → USST
Yield portion → YLD

This is the structure.

This overlaps very interestingly with the direction indicated by the GENIUS Act.

While the GENIUS Act indicates a regulatory design where 'payment stablecoins themselves do not bear interest,' STBL takes the technical approach of 'then we should just handle the principal and yield separately from the start.'

However, what must not be misunderstood here is concluding that STBL is 'fully compliant with the GENIUS Act.'

Actual regulatory treatment varies depending on the product, issuer, transaction form, and the user's location. STBL itself states that users are responsible for complying with the laws and regulations applicable to them. (stbl.com)

However, there is a clear direction here.

Separating 'payment' and 'investment'.

And then, connect it on the blockchain.

The person leading this protocol as co-founder and chairman is Reeve Collins.

Linkedin

It is also clearly stated on the official STBL website that

Reeve Collins
Co-founder & Chairman

is the person in charge.
Also, this June, I met with Reeve himself.
The details of our conversation are also available onYouTube 'Bonsai no Me'now.

Reeve Collins is known as a co-founder of the stablecoin USDT and currently serves as the chairman of WeFi.

In other words, he is involved in both:

a world where stablecoins are used as 'digital dollars,' and

a world where yields generated from real-world assets like RWA are handled on the blockchain.

He is involved in both of these worlds.

Source:

U.S. Government / GENIUS Act
GENIUS Act (U.S. Government)

STBL
Official STBL Website

STBL Docs
Separation structure of Principal and Yield


8. So, what is the value of a stablecoin that does not earn interest?


This leads to an even more important question.

'If you can earn yield through bank deposits or DeFi, why use a stablecoin that doesn't earn interest?'

Regarding this point, Maxim states,

'In the first place, there is no need to think about everything in terms of yield.'

According to his explanation,

payment stablecoins are not 'savings products,' but

rather, they are meant for transactions.

It is close to 'money that can be used at any time'.

For example, people do not necessarily keep money in a bank savings account to earn high interest.

They keep it there because it is readily available.

It is the same thing.

And stablecoins have features that are different from bank accounts.

For instance,


you can move funds without being restricted by bank business hours.

Alternatively,

even people who cannot easily open a dollar account in their own country may have the potential to access dollar-denominated value.

In other words,

'no yield does not mean no value'.

Value also lies in the very fact that it can be used.

On the other hand,

'I just want a yield'.

It is close to 'money that can be used at any time'.

For example, people do not necessarily keep money in a bank savings account to earn high interest.

They keep it there because it is readily available.

It is the same thing.


And stablecoins have features that are different from bank accounts.

For instance,

For those who say that,

payment stablecoins are not the optimal product.

With DeFi, you may be able to aim for higher yields.

However, in exchange for that,

such as smart contract risks,

you will be taking on other risks.

That is why WeFi,

'most people will end up using both'

believes.

In other words,

'putting everything into one product'

is not the way of thinking,

'using different financial products for different purposes'

is the way of thinking.


9. Are banks' 'tokenized deposits' the enemy of stablecoins?

From here, we enter a very important discussion.

Banks are also trying to move money on the blockchain.

So, here is the question.

If banks create 'tokenized deposits',

will stablecoins become unnecessary?

The answer is 'NO'.

This is, in fact, a validation.

In other words,

the very fact that banks have begun to create tokenized deposits in earnest

is proof that the banks themselves have started to acknowledge that

'there is value in mechanisms that move financial assets on-chain.'


And indeed, major U.S. banks are already making moves.

JPMorgan, Citi, Bank of America, and Wells Fargo are building a network through The Clearing House to tokenize bank deposits, enabling 24/7/365 on-chain clearing and settlement between banks.

And this is scheduled to launch in the first half of 2027.

The point to understand here is

the very fact that

'banks have started building such things.'

If banks thought

'there is no need for such things,'

they would not spend years building shared infrastructure.

That is precisely why

the entry of banks is

not so much a threat to stablecoins, but rather

'an acknowledgment of the direction of on-chain settlement itself.'

as a validation of the concept.

This is what it means.

Source:

The Clearing House
Major Financial Institutions Unveil Bank-Led On-Chain Money Initiative

This official announcement actually includes comments from executives at J.P. Morgan, Bank of America, Citi, Wells Fargo, and others.


⑩ However, tokenized bank deposits and stablecoins are not the same thing

This is a point that must not be confused.

Tokenized deposits are

'tokenizing bank money'

in nature.

In other words,

it is the concept of making money within the bank's system

easier to handle on-chain.

Therefore,

it is strong for use cases such as

large corporations managing funds within the banking system,

conducting large-scale inter-corporate fund transfers,

and performing treasury (corporate fund management).


On the other hand,

'sending money across borders to people who cannot access the same banking network'

is a use case where

other problems remain.

For example,

Japanese bank account

Overseas bank account

In the conventional structure of

interbank relationships, regulations, and settlement times are involved.

Just because something is tokenized,

'the world's banking systems will become connected as one'

is not necessarily the case.

WeFi believes that this is where the role of stablecoins remains.


⑪ That is why WeFi does not think in terms of 'banks vs. stablecoins'

This is quite important as a WeFi strategy.

Mr. Maxim says,

'WeFi does not intend to fight against either model'

he says.

Because,

even if banks tokenize deposits,

ultimately, that digital money must be connected to,

• cards

• stores

• local accounts

and so on.

In other words,

It is not enough to simply say that 'digitized money exists'.

That money must be taken to 'places where it can actually be used'.

This is where the role of WeFi comes in.

What WeFi is aiming for is not to decide 'which type of money will win',

but rather to be the 'part that connects different types of money to actual financial and payment systems'.

Therefore, WeFi itself also advocates for an infrastructure that combines blockchain with regulated financial institutions.

⑫ This is where WeFi's true position becomes clear.

To summarize what we have discussed so far,

stablecoins,

bank deposits,

tokenized deposits,

fiat currency,


card payments,

and bank accounts.

The true value of stablecoins is not the 'coin' itself—the future of financial infrastructure targeted by WeFi, Deone, and STBL.

It is not enough to say that 'digitized money exists'.

You must take that money to 'places where it can actually be used'.

This is where WeFi's role comes in.

WeFi is not aiming to decide 'which type of money will win', but rather to be the 'part that connects different types of money to actual financial and payment systems'.

Therefore, WeFi itself advocates for an infrastructure that combines blockchain with regulated financial institutions.

It is possible that all of these will coexist.

WeFi does not

believe that

'one will eventually wipe out all the others.'

Rather,

they see that

'an infrastructure is needed to connect these various systems while they all remain in place.'

This is

a very important part

to understanding 'what WeFi is trying to build.'


⑬ Why are emerging countries important?

The next question is,

'Should emerging countries be prioritized in global payments?'

The answer is,

WeFi answers 'Yes.'

The reason is,

that 'behavior is more likely to change where the need is greatest.'

For example,

every time you receive money from overseas,

it is a burden.

People who are paying high fees.

People who are experiencing delays in remittances.

People whose local currency is unstable.

For such people, there is a significant benefit to adopting digital dollar payment methods.

In countries like Nigeria, some regions are being pushed to a point where they cannot survive without adopting them.


Conversely,

in countries where domestic transfers are instantaneous,

the currency is stable,

and the banking system is extremely convenient,

there is little reason to go out of the way to switch to a new system.

Therefore,

the idea is that

'adoption will spread from markets with the greatest need.'


However, WeFi

does not think

'we are building a financial system exclusively for emerging countries.'

For example,

access to dollars,

remittances from overseas,

and payouts in local currency

are also necessary for international companies in Europe and the United States.

In other words,

even if the initial users are different,

the infrastructure required has common elements.


⑭ Therefore, WeFi's growth strategy is not to 'connect the world all at once'


This is also an interesting point.

Mr. Maxim

does not say,

'implement the same system worldwide all at once.'

Rather,

'make it actually function in each individual market'

is the approach.

The on-chain foundation is common.

However,

when the country changes,

・Licenses

・Regulations

・Local payment systems

・Banks

・Currencies

and so on change.

Therefore,

while standardizing the underlying on-chain infrastructure,

we will connect the financial infrastructure of each country.

WeFi is based on the idea that,

'Global payments are built by creating functional markets one by one.'

That is the concept.


⑮ Stablecoins: From 'Visible Money' to 'Invisible Infrastructure'


The next important point is,

'Should users hold stablecoins themselves and use them directly?'

Or,

'Should stablecoins become invisible infrastructure in the background?'

That is the question.

WeFi's answer is clear, and it is that

'for most people, it should become invisible infrastructure.'


For example, ordinary people,

when paying with a Visa card,

'which Visa server did this pass through?'

do not think about things like that.

'Which network was this payment settled on?'

They don't think about that either.

Just

take out your card,

and pay.

That is all.

WeFi believes that

stablecoins should ultimately be the same.


16. What users need is 'results,' not 'technology'

What users want to do is, for example, open an app,

check their balance,

and pay.

That is all.

Behind the scenes,

is a stablecoin being used?

Which blockchain is being used?

Was it converted to fiat currency?

Which payment network did it go through?

Users do not need to think about these things.
In fact, they do not want to think about them.

In other words,

it is not about 'making them understand that they are using a blockchain,'

but rather,

'making it so they are not even aware they are using a blockchain.'

direction.


However,

even if it looks simple to the user,

transparency is required for companies and regulators.

Companies and regulators need to understand,

'from whom to whom'

'when'

'how much'

'where'

the money moved.

Therefore,

User side: as simple as possible

Corporate/Regulatory side: able to track necessary information

It is necessary to satisfy both of these.


17. Is 'Deobank' a new type of bank under regulation?

The next point is,

'Can a model like Deobank, which is not a bank, really survive within regulations? Won't it eventually require a banking license?'

is what it is.

WeFi's answer is,

'The term Deobank itself does not need to fall into a legal banking category.'

That is what it is.

In other words, Deobank does not

mean

a 'new type of banking license'.

It is simply

a term that describes

'the mechanism by which financial services are built'.


What regulators look at is

not 'whether or not it calls itself a Deobank'.

It is not.

What it is actually doing.

That is what is important.

For example,

is it accepting deposits?

Is it providing payment services?

Is it issuing cards?

Is it extending credit?

Is it holding customer assets?

The necessary licenses and regulations are determined based on such 'actual financial functions being performed'.

Therefore,

It is not as simple as saying, 'Because it is a Deobank, it requires a banking license.'

That is not the simple reality of the situation.


18. So, who is responsible for the actual financial functions?

This is where the WeFi model comes in.

Mr. Maxim does not say,

'WeFi will do everything itself.'

Rather,

it is the opposite.

For each regulated financial function,

the approach is to 'clarify who is responsible for it.'

For example,

for instance,

Payment services

Licensed partners

Card services

Licensed card-related operators

Banking services

Regulated financial institutions

In this way,

the necessary functions are handled by operators that each hold the appropriate licenses.

And WeFi connects them as an on-chain financial experience.


19. Does WeFi hold customer money as its own bank deposits?


This point is also quite important.

Maxim clearly explains,

"WeFi does not put customer deposits on its own balance sheet to use for credit creation."

he explains.

In other words,

receiving money from customers

WeFi using that money freely

lending it out

is not the traditional banking model.

It is not a structure where WeFi itself acts as a bank to collect deposits and then issue loans from them.


So, what happens to the assets?

WeFi explains that,

through WeFi's decentralized custody model, assets are held in individual wallets,

and user authorization is required to move those assets,

it is explained.

In other words,

"WeFi can move user assets freely"

is not the structure.

This is where it differs from the traditional banking model.


⑳ And, regulation is actually not a bad thing for Deobank


Once regulations become clear,

"who is responsible for what"

becomes clear.

For example,

This service requires a banking license.

This service requires a payment license.

This part is handled by authorized partners.

This part is managed by the users themselves.

In this way,

boundaries of responsibility can be drawn.

Therefore,

'Clear regulations actually make this model easier to operate.'

can be said.


Conversely,

if you collect deposits from customers,

put them on your own balance sheet,

create credit,

and perform lending,

then that is already entering the banking domain.

However,

'a model that combines services provided by licensed financial institutions with on-chain mechanisms'

is different from that.

This is the concept of Deobank.


21. So, in 2031, which financial system will ultimately remain?

This is the most important point for us investors as well.

By 2031, a world where stablecoins are commonplace is set to become a reality. So,

• A small number of global stablecoins

• Region-specific stablecoins

• Tokenized bank deposits

Which one will become mainstream?

That is the question that arises.

WeFi's answer is,

'They will all remain.'

We do not believe that any one of them will drive all the others out of existence.


First,

A small number of dollar-denominated stablecoins.

We believe these will play a major role in cross-border payments.

The reason is,

that liquidity tends to concentrate there.

The more an asset is used by many people,

can be exchanged in many places,

and is accepted in many markets,

It will be used even more.

In other words,

'Liquidity gathers where things are already being used'

is the structure.

Therefore,

in cross-border payments,

it is highly likely that a few large-scale dollar stablecoins will take center stage,

is the perspective.

USDT, USDC, and USD1, which is being launched by the Trump family, would fall into this category.


22. On the other hand, tokenized bank deposits will also remain.

Banks, for their part,

will use tokenized deposits.

Corporate treasury management.

Inter-company settlements within the banking system.

Treasury management.

In these areas,

tokenized deposits issued by banks are strong.

This is because,

relationships with banks,

and credit provided by banks,

Regulations,

existing corporate financial systems

can be used as they are.

And this is already starting to move.

As explained above, in June 2026, The Clearing House announced,

JPMorgan,
Citi,
Bank of America,
Wells Fargo

and other major financial institutions will participate in a bank-led on-chain money initiative.

It is a mechanism to tokenize bank deposits,

and perform 24/7/365 on-chain clearing and settlement between banks.

Furthermore, The Wall Street Journal has also reported that there is a plan to launch this network in the first half of 2027.

In other words,

banks are not abandoning the existing financial system,

but are tokenizing the deposits themselves,

and are attempting to incorporate blockchain into their banking infrastructure.

Stablecoins are not the only future of finance.

Tokenized bank deposits are also,

highly likely to become one of the financial infrastructures of the future.


23. Region-specific stablecoins will also remain

And,

for Japan, the Japanese Yen.
For example, JPYC.

In Europe, it's the euro.
For example, EURC.

In other regions as well, there may be stablecoins that correspond to their respective currencies and regulations.

This is because,

currencies and regulations differ from country to country.

In other words,

it is not expected that all the money in the world

will become a 'single type of dollar stablecoin'.

It is not thought that it will become that.


24. The important concept here is 'coexistence'.

Mr. Maxim

cash,

cards,

and bank transfers

uses the fact that all of these currently exist as an example.

Just because cash exists doesn't mean cards will disappear.

Just because cards exist doesn't mean bank transfers will disappear.

This is because

each has

'situations where they excel'.

Digital money will likely be the same,

That is his prediction.

In other words,

stablecoins

tokenized deposits

regional digital currencies

will

coexist in a world where each serves a different purpose.


25. So, what will be the most difficult part?


It is not

'creating new money itself.'

The issue is

not that.

The problem is

'how to move different types of money between each other.'

For example, a company

receives payment in digital money A.

However,

it wants to pay a business partner in digital money B.

Or,

it received payment in stablecoins.

But in the end,

you want to put it into a local bank account.

When this happens,

you need to connect the respective systems.


In other words,

Financial system A

Financial system B

Bank

Card

Store

it is necessary to connect different financial networks,

like this.

This is,

the most important point moving forward.


㉖ Furthermore, the area WeFi is targeting


In this part, all the points we have discussed this time come together into a single line.

What WeFi is betting on is

not

'which stablecoin will become the world's number one.'

That is not the point.

What WeFi is building is

'the infrastructure to connect those different financial systems.'

WeFi is creating a layer that connects

'on-chain value'

with

'the accounts and payment networks that people are already using.'


In other words,

it doesn't matter if the stablecoin changes.

It doesn't matter if tokenized bank deposits increase.

It doesn't matter if regional digital currencies increase.

What is important is

'that the value ultimately reaches a point where people can use it.'

That is the goal.

It can be used with a card.

It can be used at stores.

It can be transferred to a bank account.

They can be sent across borders.

In that way,

'value that exists digitally'

,

'real-world economic activity'

is connected.

WeFi views this as a very significant business opportunity.


27. Summary of Conclusions

Beginning:

'Stablecoins are no longer just tokens for cryptocurrency trading.'

They are beginning to be used for actual corporate payments, remittances, treasury management, and international settlements.

However,

simply issuing stablecoins will not change the financial system.

Because,

a place to use them is necessary.

Therefore,

Cards

Bank accounts

Stores

Payment networks

Local currencies

and connections to these will be necessary.

Furthermore,

banks will also begin creating tokenized deposits.

Stablecoins for specific regions will also exist.

In other words,

in the future, 'one type of money' will not dominate the world,

but rather multiple digital currencies will coexist.

What will be needed then is

'infrastructure that connects different financial systems'

WeFi is targeting that space.

That is the structure.


'Owning a stablecoin' is not the goal in itself.

Stablecoins connect to bank accounts,

connect to cards,

connect to retail stores,

connect to corporate payments,

and connect to cross-border remittances.

Only when that is achieved,

can 'digital money' be used in actual economic activities.

That is why what WeFi is aiming for is,

'creating one new type of money and winning'

not,

but 'connecting the various types of digital money that will continue to increase to the actual world of finance and payments.'


Finally,

from here on, it is a discussion about investment.

I personally view the changes in financial infrastructure we have looked at so far from the perspective of 'investment' as well.

Of course, no one knows the future.

However,

such a major shift in the financial system is beginning to occur.

Investment opportunities are being born there as well.

What I want to convey is,

'You should buy this'

is not the point.

Research for yourself,

think for yourself,

and try moving your money based on your own will.

It is about gaining that experience.

What will you use it for?

What will you invest in?

How much risk will you take?

There is no single correct answer.

However, if you actually move your own money,

'This was good'

'This was wrong'

you will be left with a sense of money that only you can understand. Unless you cultivate this sense, you will likely be pushed around by money for the rest of your life.

That is why I believe,

'Trying it out with surplus funds—an amount you can accept as a tuition fee even if you lose it'

is what holds meaning.

I myself have viewed this world while moving my own money in that way.

No one knows the future.

That is precisely why,

Think for yourself, and choose for yourself.

Accept the results yourself as well.

I believe there is no other way to build one's own prosperity than through this accumulation of actions.

Don't trust, verify.


Join WeFi here👇

https://app.wefi.co/register?ref=cwdgykj5ku



How to register for WeFi


After registering, let's purchase ITO


From the moment you complete this,until September 2032,your WFI tokens will continue to increase

If there is anything you don't understand, I will support you with everything.
Whether it's settings, understanding the mechanism, or the philosophy of operation, it's all fine.
I will also invite you to the open chat. Please contact me anytime.

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