【What happens if you multiply 1.01 by 365 times?】 The "power of compound interest" that will accelerate your life starting today
Good morning!
I'm Makotchan,
your authentic business supporter.
Do you know this story?
A "self that improves by 1% every day"versus
a "self that regresses by 1% every day"—what kind of difference emerges after one year?
If you thought, "It's only 1%, right?"
then please,
be sure to read this article to the end.
You will really understand the
"power of compound interest,"
which Einstein calledhumanity's greatest invention.
By the way... ,
In times like these,
borrowing the power of "numbers"
makes things very easy to understand.
Some people might feel they are bad at numbers
or that they are difficult,
but
I think borrowing the power of numbers
to "apply to your life"
is a wonderful thing.
Now, it is only 1%, but
if this were "addition,"
it wouldn't make much of a difference, would it?
If the original amount is "100,"
and it increases by "1" every day,
after 365 days,
it becomes "465."
On the other hand, if this were
compound interest, in other words, "multiplication..."
what would happen?
Surprisingly,
if the original amount is "100,"
after 365 days,
it becomes "3778."
In other words,
simply put,
unlike addition,
in the case of multiplication,
the "number being multiplied"
itself grows larger,
so the magnitude of "just 1%"
keeps getting
larger and larger.
As a result, it becomes a huge difference.
That is what it means.
To explain it from a slightly different angle,
it looks like this.
↓
No matter how many times you multiply 1, the result is 1. In other words, 1 to the 365th power is also 1. However, when 1 becomes 1.01, 1.01 to the 365th power becomes 37.8. Conversely, when 1 becomes 0.99, 0.99 to the 365th power becomes 0.03.
What this means is,
for example, suppose 1 represents your normal self. Adding +0.01 to 1
represents yourself taking action
toward your ideals.
In other words,
you are investing time. By taking even a little bit of extra action every day,
such as waking up early to improve your state,
or producing a little bit of output.
If you continue for one year (365 days),
in one year, you will have grown
by 37.8 times.
Conversely, if you subtract 0.01,
that represents a lazy version of yourself.
In other words, sleeping in instead of waking up early, or
continuing to do things
that you know aren't ideal.
After one year, you will have shrunk
to 0.03 times your current self.
Now, here is the question:
How many times larger is 37.8
compared to 0.03?
The answer is...
Believe it or not,
it is equivalent to about 1260 times.
In short,
when small differences accumulate,
one year later,
they bring about huge, huge results.
Whether you become 37.8 times your current self in a year,
or 0.03 times your current self,
depends on your small daily efforts.
Moreover,
when it comes to
"continuing every day,"
you will gradually be able to
"make your subconscious your ally,"
so what happens is that you will "get used to it,"
and the resistance or negative feelings toward taking action
will steadily decrease.
Even starting with just a little is fine.
"What is something good I can do every day for my ideal self?"
Find the answer to this question,
and first, try continuing a small effort every day
for one month.
Let's feel the version of yourself
that is 1.01 to the 31st power (1.36 times)!
Thank you for today as well.
Thank you, always.
